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</o:shapelayout></xml><![endif]--></head><body lang=EN-CA link=blue vlink=purple><div class=WordSection1><p class=MsoNormal>Hello,<o:p></o:p></p><p class=MsoNormal>I am writing to request approval for a new MIT license and the associated details. <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>If any further information is required, or in case of questions, please contact me directly.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Thanks & regards,<o:p></o:p></p><p class=MsoNormal>Vipin Kumar<o:p></o:p></p><p class=MsoNormal> <o:p></o:p></p><p class=MsoNormal>++++++++++++++++++++++++++++++++++++++++ Request for a new MIT license +++++++++++++++++<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><b><span style='mso-fareast-language:EN-CA'>License Type:</span></b><span style='mso-fareast-language:EN-CA'> MIT<o:p></o:p></span></p><p class=MsoNormal><b><span style='mso-fareast-language:EN-CA'>License Submission Type:</span></b><span style='mso-fareast-language:EN-CA'> Approval (new submission)<o:p></o:p></span></p><p class=MsoNormal><b><span style='mso-fareast-language:EN-CA'>Submitted by:</span></b><span style='mso-fareast-language:EN-CA'> <b><span style='color:#595959'>Vipin Kumar</span></b><span style='color:#595959'>, Product Manager, Optimal Payments PLC </span></span><span lang=FR style='color:#595959;mso-fareast-language:EN-CA'><a href="mailto:|Vipin.Kumar@OptimalPayments.com"><span lang=EN-CA>|Vipin.Kumar@OptimalPayments.com</span></a></span><span style='mso-fareast-language:EN-CA'><o:p></o:p></span></p><p class=MsoNormal><b><span style='mso-fareast-language:EN-CA'>Subscribed to the License-Review :</span></b><span style='mso-fareast-language:EN-CA'> Subscribed. Email sent by : <b><span style='color:#595959'>Vipin Kumar</span></b><span style='color:#595959'>, Product Manager, Optimal Payments PLC </span></span><span lang=FR style='color:#595959;mso-fareast-language:EN-CA'><a href="mailto:|Vipin.Kumar@OptimalPayments.com"><span lang=EN-CA>|Vipin.Kumar@OptimalPayments.com</span></a></span><span style='mso-fareast-language:EN-CA'><o:p></o:p></span></p><p class=MsoNormal><span style='mso-fareast-language:EN-CA'> <o:p></o:p></span></p><p class=MsoNormal><b><span style='mso-fareast-language:EN-CA'>Brief intro to the company:<span style='color:#1F497D'> </span></span></b><span style='mso-fareast-language:EN-CA'>Optimal Payments PLC, is an online payments company based in the Isle of Man and regulated in the United Kingdom. It is the provider of the Netbanx gateway, Neteller e-wallet, and Neteller Net+ card products used by merchants and consumers worldwide.<o:p></o:p></span></p><p class=MsoNormal><span style='mso-fareast-language:EN-CA'> <o:p></o:p></span></p><p class=MsoNormal><span style='mso-fareast-language:EN-CA'> <o:p></o:p></span></p><p class=MsoNormal><b><span style='mso-fareast-language:EN-CA'>P<span style='color:#1F497D'>l</span>ain-text copy of the license:</span></b><span style='mso-fareast-language:EN-CA'><o:p></o:p></span></p><p class=MsoNormal><span style='mso-fareast-language:EN-CA'> <o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'>Copyright (c) 2014 Optimal Payments<o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'> <o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'>Permission is hereby granted, free of charge, to any person obtaining a copy<o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'>of this software and associated documentation files (the "Software"), to deal<o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'>in the Software without restriction, including without limitation the rights<o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'>to use, copy, modify, merge, publish, distribute, sublicense, and/or sell<o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'>copies of the Software, and to permit persons to whom the Software is<o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'>furnished to do so, subject to the following conditions:<o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'>The above copyright notice and this permission notice shall be included in<o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'>all copies or substantial portions of the Software.<o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'> <o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'>THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND,<o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'>EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES<o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'>OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND<o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'>NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT<o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'>HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY,<o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'>WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING<o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'>FROM, OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR<o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt'><span style='color:#7F7F7F;mso-fareast-language:EN-CA'>OTHER DEALINGS IN THE SOFTWARE.<o:p></o:p></span></p><p class=MsoNormal><span style='mso-fareast-language:EN-CA'> <o:p></o:p></span></p><p class=MsoNormal><span style='mso-fareast-language:EN-CA'> <o:p></o:p></span></p><p class=MsoNormal><b><span style='mso-fareast-language:EN-CA'>Supporting Data:</span></b><span style='mso-fareast-language:EN-CA'><o:p></o:p></span></p><p class=MsoNormal><span style='mso-fareast-language:EN-CA'> <o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt;text-indent:-18.0pt;mso-list:l0 level1 lfo1;vertical-align:middle'><![if !supportLists]><span style='font-size:10.0pt;font-family:Symbol;mso-fareast-language:EN-CA'><span style='mso-list:Ignore'>·<span style='font:7.0pt "Times New Roman"'> </span></span></span><![endif]><span style='mso-fareast-language:EN-CA'>Rationale:</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-language:EN-CA'><o:p></o:p></span></p><p class=MsoNormal style='margin-left:54.0pt'><span style='mso-fareast-language:EN-CA'>As part of Netbanx payment processing products, we built RESTful APIs recently, and are currently working on developing SDKs (software development kit) in languages such as Java, PHP, Ruby and C# etc. The SDKs are meant to make it simple, easy and quick for our merchants and developers to integrate with our payment processing APIs .</span><span style='mso-fareast-language:EN-CA'><o:p></o:p></span></p><p class=MsoNormal style='margin-left:54.0pt'><span style='mso-fareast-language:EN-CA'> <o:p></o:p></span></p><p class=MsoNormal style='margin-left:54.0pt'><span style='mso-fareast-language:EN-CA'>We want to make our SDKs for APIs “Open-Source” and get the MIT Open Source license for the same. We will remain the owners of the SDKs in its baseline version. At the same time, the developer community is free to re-use them, modify them , suggest changes that they can share with us / other developers at their own risk. This is in regards to the SDKs only, not the actual API source code- which is undoubtedly our own Intellectual Property. <o:p></o:p></span></p><p class=MsoNormal style='margin-left:54.0pt'><span style='mso-fareast-language:EN-CA'> <o:p></o:p></span></p><p class=MsoNormal style='margin-left:54.0pt'><span style='mso-fareast-language:EN-CA'>Various companies in the domain of payment processing do the same - provide APIs and associated SDKs, and make the SDKs "open source" with<span style='color:#1F497D'> an</span> MIT license. <o:p></o:p></span></p><p class=MsoNormal style='margin-left:54.0pt'><span style='mso-fareast-language:EN-CA'> <o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt;text-indent:-18.0pt;mso-list:l3 level1 lfo2;vertical-align:middle'><![if !supportLists]><span style='font-size:10.0pt;font-family:Symbol;mso-fareast-language:EN-CA'><span style='mso-list:Ignore'>·<span style='font:7.0pt "Times New Roman"'> </span></span></span><![endif]><span style='mso-fareast-language:EN-CA'>Distinguish:</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-language:EN-CA'><o:p></o:p></span></p><p class=MsoNormal style='margin-left:54.0pt;text-indent:-18.0pt;mso-list:l3 level2 lfo2;vertical-align:middle'><![if !supportLists]><span style='font-size:10.0pt;font-family:"Courier New";mso-fareast-language:EN-CA'><span style='mso-list:Ignore'>o<span style='font:7.0pt "Times New Roman"'> </span></span></span><![endif]><span style='mso-fareast-language:EN-CA'>Our Products, APIs, payment processing engine and product as well as service offering are based on technology that we developed ourselves, and that we fully own. Hence it is different from others in the same domain in terms of technology.</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-language:EN-CA'><o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt;text-indent:-18.0pt;mso-list:l2 level1 lfo3;vertical-align:middle'><![if !supportLists]><span style='font-size:10.0pt;font-family:Symbol;mso-fareast-language:EN-CA'><span style='mso-list:Ignore'>·<span style='font:7.0pt "Times New Roman"'> </span></span></span><![endif]><span style='mso-fareast-language:EN-CA'>Legal Review:</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-language:EN-CA'><o:p></o:p></span></p><p class=MsoNormal style='margin-left:54.0pt;text-indent:-18.0pt;mso-list:l2 level2 lfo3;vertical-align:middle'><![if !supportLists]><span style='font-size:10.0pt;font-family:"Courier New";mso-fareast-language:EN-CA'><span style='mso-list:Ignore'>o<span style='font:7.0pt "Times New Roman"'> </span></span></span><![endif]><span style='mso-fareast-language:EN-CA'>This is a new license approval request, and has not been under any prior legal review. However, our internal legal counsel has reviewed the details here from a legal perspective, and had given a go-ahead for the application.</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-language:EN-CA'><o:p></o:p></span></p><p class=MsoNormal style='margin-left:27.0pt;text-indent:-18.0pt;mso-list:l1 level1 lfo4;vertical-align:middle'><![if !supportLists]><span style='font-size:10.0pt;font-family:Symbol;mso-fareast-language:EN-CA'><span style='mso-list:Ignore'>·<span style='font:7.0pt "Times New Roman"'> </span></span></span><![endif]><span style='mso-fareast-language:EN-CA'>Proliferation Category : MIT </span><span style='font-size:12.0pt;font-family:"Times New Roman","serif";mso-fareast-language:EN-CA'><o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='color:#1F497D;mso-fareast-language:EN-CA'><o:p> </o:p></span></p><div class=MsoNormal align=center style='text-align:center'><span lang=EN-US style='font-size:9.0pt;color:#1F497D;mso-fareast-language:EN-CA'><hr size=2 width="100%" noshade style='color:#8CC641' align=center></span></div><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;border-collapse:collapse'><tr><td width="70%" valign=top style='width:70.0%;padding:0cm 0cm 0cm 0cm'><p class=MsoNormal style='line-height:115%'><b><span style='font-size:9.0pt;line-height:115%;font-family:"Verdana","sans-serif";color:#595959'>Vipin Kumar <o:p></o:p></span></b></p><p class=MsoNormal style='line-height:115%'><o:p> </o:p></p><p class=MsoNormal style='line-height:115%'><span style='font-size:9.0pt;line-height:115%;font-family:"Verdana","sans-serif";color:#595959'>Product Manager</span><span style='font-size:9.0pt;line-height:115%;color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal style='line-height:115%'><b><span style='font-size:9.0pt;line-height:115%;font-family:"Verdana","sans-serif";color:#595959'>Tel: </span></b><span style='font-size:9.0pt;line-height:115%;font-family:"Verdana","sans-serif";color:#595959'>514-380-2752</span><span style='font-size:9.0pt;line-height:115%;color:#595959'><br></span><b><span style='font-size:9.0pt;line-height:115%;font-family:"Verdana","sans-serif";color:#595959'>Fax: </span></b><span style='font-size:9.0pt;line-height:115%;font-family:"Verdana","sans-serif";color:#595959'>514-380-2760<o:p></o:p></span></p><p class=MsoNormal style='line-height:115%'><b><span style='font-size:9.0pt;line-height:115%;font-family:"Verdana","sans-serif";color:#595959'>Email:</span></b><span style='font-size:9.0pt;line-height:115%'> </span><span style='font-size:9.0pt;line-height:115%;font-family:"Verdana","sans-serif"'><a href="mailto:Vipin.Kumar@OptimalPayments.com"><span style='color:blue'>Vipin.Kumar@OptimalPayments.com</span></a></span><span style='font-size:9.0pt;line-height:115%'><o:p></o:p></span></p><p class=MsoNormal style='line-height:115%'><b><span style='font-size:9.0pt;line-height:115%;font-family:"Verdana","sans-serif";color:#9BBB59'><a href="http://www.optimalpayments.com/"><span style='color:#9BBB59'>www.optimalpayments.com</span></a></span></b><span style='font-size:9.0pt;line-height:115%;font-family:"Verdana","sans-serif";color:#8CC641'> </span><span style='font-size:9.0pt;line-height:115%;color:#1F497D'><o:p></o:p></span></p></td><td width="30%" style='width:30.0%;padding:0cm 0cm 0cm 0cm'><p class=MsoNormal align=right style='text-align:right;line-height:115%'><span style='color:#1F497D;mso-fareast-language:EN-CA'><img border=0 width=221 height=60 id="Picture_x0020_4" src="cid:image001.jpg@01CFEA1D.3129FC20" alt="OP Logo"></span><span style='font-size:9.0pt;line-height:115%;color:#1F497D'><o:p></o:p></span></p></td></tr></table><div class=MsoNormal align=center style='text-align:center'><span lang=EN-US style='font-size:9.0pt;color:#1F497D;mso-fareast-language:EN-CA'><hr size=2 width="100%" noshade style='color:#8CC641' align=center></span></div><p class=MsoNormal><span style='mso-fareast-language:EN-CA'><o:p> </o:p></span></p><p class=MsoNormal><o:p> </o:p></p></div><table class=MsoNormalTable border=0 cellspacing=10 cellpadding=0 width=800
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<p class=MsoNormal><b><font size=2 color=white face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:white;font-weight:bold'>AVIS
IMPORTANT</span></font></b></p>
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<p class=MsoNormal><b><font size=2 color=white face=Verdana><span
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<p><font size=1 color=gray face=Verdana><span style='font-size:7.5pt;
font-family:Verdana;color:gray'>Ce message electronique et ses pieces jointes peuvent contenir des renseignements confidentiels, exclusifs ou legalement privilegies destines au seul usage du destinataire vise. L'expediteur original ne renonce a aucun privilege ou a aucun autre droit si le present message a ete transmis involontairement ou s'il est retransmis sans son autorisation. Si vous n'etes pas le destinataire vise du present message ou si vous l'avez recu par erreur, veuillez cesser immediatement de le lire et le supprimer, ainsi que toutes ses pieces jointes, de votre systeme. La lecture, la distribution, la copie ou tout autre usage du present message ou de ses pieces jointes par des personnes autres que le destinataire vise ne sont pas autorises et pourraient etre illegaux. Si vous avez recu ce courrier electronique par erreur, veuillez en aviser l'expediteur.</span></font></p>
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<p><font size=1 color=gray face=Verdana><span style='font-size:7.5pt;
font-family:Verdana;color:gray'>This electronic message and its attachments may contain confidential, proprietary or legally privileged information, which is solely for the use of the intended recipient. No privilege or other rights are waived by any unintended transmission or unauthorized retransmission of this message. If you are not the intended recipient of this message, or if you have received it in error, you should immediately stop reading this message and delete it and all attachments from your system. The reading, distribution, copying or other use of this message or its attachments by unintended recipients is unauthorized and may be unlawful. If you have received this e-mail in error, please notify the sender.</span></font></p>
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